Ready to uncover some eye-opening insights on how to protecting your wealth?
Robert shares some valuable advice, quoting his friend Donald Trump:
"Get a prenuptial agreement before marriage." According to Robert, a prenuptial shows financial intelligence, while losing half your wealth in a divorce reflects poor financial decisions.
When Robert and Kim tied the knot, neither had any money, so they knew love—not finances— was their foundation. However, they still made smart moves: both set up legal corporations. That way, if they ever split, their assets wouldn’t need dividing—they were already separated.
Life is full of surprises, and Robert reminds us:
"Happily ever after exists only in fairy tales. In reality, things always change!"
He admits that asking for a prenuptial may feel awkward but emphasizes:
"It’s the financially wise thing to do, especially when half of marriages end in divorce."
Robert also warns about “financial predators”—lawyers whose aim is to take your money through legal battles. To outsmart them, he offers three key strategies:
- Don’t hold valuable assets in your personal name – Savvy individuals don’t register houses under their own names.
- Get personal liability insurance – Protect yourself from unforeseen legal risks.
- Use legal entities for your assets – Structures like C Corporations, LLCs, and LLPs are essential for safeguarding wealth.
Robert explains that relying on a 9-to-5 income, saving money, paying off debt, and putting everything into a 401(k) isn’t the smartest financial strategy—because earned income is the most heavily taxed.
A financially intelligent person prefers to earn through royalties or dividends since they attract lower taxes. Skilled investors also focus on generating portfolio or passive income streams to grow wealth efficiently.
Robert highlights Buckminster Fuller’s "Grunch of Giants," which reveals how the financial system is designed to keep people uninformed and how the education system hides these truths.
Rather than fighting the system, Robert says:
"I simply learn the rules and play the game." The modern financial world offers incredible opportunities and improved living standards—but only if you know how to navigate it wisely.
Protecting your money is essential to financial success. As Robert puts it:
"Ignorance may feel comforting, but it’s exactly what financial predators use to grow rich at your expense."
