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Are you ready to uncover what Robert is trying to teach us?
According to Robert, he focuses on improving his financial knowledge because this is the most exciting time to be alive. He prefers welcoming change rather than fearing it and is more interested in creating wealth than worrying about a paycheck.
Robert points out that the current era is unprecedented in history, future generations will look back and see it as a period of both turmoil and opportunity, where the old ways are ending and the new are emerging. He emphasizes that developing financial IQ allows one to prosper in this dynamic environment, while ignoring it may lead to being left behind as others move boldly forward.
He also explains how the nature of wealth has changed over time:
• 300 years ago, wealth was in land; whoever owned the land was wealthy.
• Later, wealth shifted to factories and production, leading to the rise of industrialists.
• Today, wealth lies in information, and those with the most timely knowledge gain the advantage.
Robert highlights that in today’s world, information moves at the speed of light, making wealth borderless and fast-moving. He predicts a dramatic rise in new multimillionaires, while some will inevitably be left behind. His core message is that financial intelligence combined with courage and timely action is essential to thrive in this era.
He also emphasizes how clinging to old ideas can hold people back financially. Many struggle not because of the economy, technology, or their boss, but because they resist change. Old ideas that once helped can become liabilities when they are no longer relevant.
Robert shares a story from one of his CASHFLOW® classes, a board game he created to teach people how money works. A recently divorced woman attended, hoping to learn about investing. At f irst, she was excited when she got a “boat” card in the game, but as she tried to understand the numbers—income statements, balance sheets, and cash flow - she became frustrated. She didn’t like math, and the game began to feel overwhelming. Later, she faced life challenges, including being downsized and having a child, making the game even harder for her.
Despite her frustration, Robert emphasizes that the game is designed to reflect real-life financial behavior. It teaches how monthly cash flow from assets must exceed expenses to escape the “Rat Race” and move onto the “Fast Track.” The game provides instant feedback, showing participants what they know, what they need to learn, and how their behavior affects their finances.
Robert notes that many people resist this reflection. The woman even demanded her money back, believing the game couldn’t possibly mirror her life. Yet over time, she began to see connections: she and her ex-husband had accumulated many “doodads” but few real assets, and her lack of f inancial understanding during the marriage left her feeling powerless. Her frustration came not just from the game, but from realizing she hadn’t taken control of her finances.
Since 1984, Robert has successfully used games and simulations to teach financial literacy. He believes that unlike traditional lectures, games reflect behavior and provide personalized lessons, helping students see their strengths, weaknesses, and financial blind spots. This approach allows people to learn actively and prepares them to make smarter decisions with their money.
Understanding money isn’t just about knowledge - it’s about behavior, awareness, and taking responsibility. Many fail financially because they ignore this, but those who embrace change and learn from feedback can prosper.
To learn more useful insights on investments, just stay tuned !
