Summary :

Wealthy Indian investors are shifting from cash-heavy portfolios to gold, alternative assets, and global markets, according to HSBC’s 2025 Affluent Investor Snapshot. Indians now hold just 15% of their portfolios in cash—the lowest in Asia—while gold allocation has doubled from 8% to 15%, the highest increase across asset classes, reflecting inflation concerns and focus on wealth preservation. Alternatives like private markets, hedge funds, and REITs are gaining popularity, especially among Gen Z and millennials. Indian investors are also increasing exposure to international markets, mainly the US, focusing on long-term, risk-managed growth. Despite global economic uncertainties, 90% of affluent Indians are confident about short-term goals, and over 80% remain optimistic about medium- and long-term objectives. Additionally, 85% are positive about lifestyle goals such as property, family support, and personal well-being. Globally, affluent investors are blending local trust with international diversification, highlighting India’s rising role in the global investment landscape.

Source: IBEF

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