Summary:

Home loan disbursals in key Indian cities increased by 10% in volume and 15% in value in FY25, according to Urban Money, a Square Yards fintech platform. High-value loans exceeding Rs. 1 crore accounted for 21% of disbursals, indicating robust demand for premium housing. Property-linked loans constituted 63% of all disbursals. Residential registrations have risen by 77% since FY19, supporting this growth. Women received one out of every five home loans, with disbursal values increasing by 23%, compared to 14% for men. The average home loan in top cities stood at Rs. 74 lakh, reaching Rs. 99 lakh in Mumbai and Rs. 88 lakh in Gurugram. Nearly 80% of loans were below Rs. 1 crore. Property prices have increased by 55 - 60% since FY19.

Source: IBEF

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